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3 Beds
3 Baths
5,158 sqft

$1,250,000

176 State Rt 28, Inlet NY, 13331

Price per sqft$242.34
Built in2008
Property size5,158 sqft
Property typeResidential

Overview

Active

Listed Oct 9, 2026

Updated 30h ago

If you are looking for a very large place to live and work, then look no further. The spacious apartment on the top floor has three bedrooms, 2 baths, living room with fireplace, dining room or sitting room, eat in kitchen and two large decks for enjoying the out doors. The 75' of waterfront on the channel between 5th and 4th Lakes gives you access to the Fulton Chain. The giant windows and sliding doors to the back yard, covered deck gives complete privacy overlooking the woods. Or you can sit on the front deck and watch the hustle and bustle of town below. Downstairs on the street level is 2722 sq. ft. of retail space. It can be divided into several areas of use or rental. It was formerly a bike shop, gift and decorative arts shop and flower shop. There are two separate entrances, so it could easily be converted into two or more usable areas. All would be very rentable. There is a shared well, municipal sewer, 200 amp electric and separate entrance for the residence upstairs. On the lower, walk out level is a full basement of poured concrete and stone, a workshop that had been used for bike maintenance, sliding doors to the outside and plenty of storage. There are two furnaces. One for radiant floor heat and one for hot air. Both are fired with propane. This is such an opportunity if you want rental income to help pay the mortgage. Having the backyard sitting area and a firepit down by the water, means you have almost complete privacy. In the winter, walking to everything you need is right there. All furnishings and appliances in apartment are included. No display cases or items included. Insulated area is to be dry walled very soon.

$8,316/mo

Est. mortgage payment based on a $1,250,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
S1721320

Interior Features

Bedrooms
3
Bathrooms
3
Fireplace
Yes
Cooling
Yes
Heating
Yes
Basement
Yes

Exterior Features

Lot Size
0.23 Acres

Other Property Details

Taxes
$5,482
Tax Frequency
Annually
Waterfront
Yes
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Courtesy of TIMM ASSOCIATES SOTHEBY'S, Dawn Timm

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Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s), Bonnie Pagano Team, nor Luxury Presence shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.

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Data last updated 4:21 AM UTC, 10/10/2026

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